Can't afford your home?
Missed a few mortgage payments?
Afraid you will lose your home?

HANDS can help with FREE Mortgage Default Counseling. A HUD-Certified Counselor will help negotiate with your lender for a payment you can afford.

HANDS is here to assist you in buying an affordable home or renting an apartment. As well, HANDS provides comprehensive private housing counseling sessions and the mass homeownership education necessary to receive down payment assistance from Central Florida cities and counties. We also help families avoid mortgage foreclosure and predatory loans.

Our agency also operates an Affordable Housing Resource Center through this website, providing information and counseling session scheduling, all free of cost, to very-low, low and moderate income persons in search of affordable rentals and homes. The organization serves over 4,000 Central Florida residents per year, mainly residents of Orange, Osceola, Seminole and Lake Counties.

HANDS unfortunately does not provide shelter information for families with monthly income less than $800.  

>>> Click Here for a List of Shelters
>>> Click Here for One Time Emergency Financial Assistance

For food, clothing, and other resources contact _______ or dial (407) 839-HELP (4357).